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Cheapest Places to Live Abroad in 2026: A Cost-of-Living Guide

Find the cheapest places to live abroad in 2026 with monthly cost breakdowns for rent, food, transport, and healthcare across 15 countries.

TripGenie Team

TripGenie Team

·14 min read
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Cheapest Places to Live Abroad in 2026

The math for living abroad has never been more compelling. Remote work has untethered millions of professionals from specific cities. Retirement savings stretch two to three times further in the right country. And the infrastructure in many affordable destinations -- fast internet, modern healthcare, international food -- has caught up with or surpassed what you find in mid-tier American or European cities.

This guide covers 15 of the cheapest places to live abroad in 2026, with real monthly cost breakdowns, visa options, internet speeds, safety considerations, and the honest trade-offs of each destination. These are not theoretical numbers. They are based on current expatriate reports, Numbeo data, and direct experience from our contributor network.

How We Calculated Costs

Every monthly budget assumes:

  • One person living a comfortable (not luxury, not backpacker) lifestyle
  • A private apartment (studio or one-bedroom) in a safe, central neighborhood
  • Eating a mix of home-cooked meals and local restaurants (not exclusively tourist restaurants)
  • Basic healthcare coverage or access
  • Reliable internet for remote work
  • Local transport (not owning a car)

The 15 Cheapest Places to Live Abroad

1. Chiang Mai, Thailand

Monthly budget: $800-1,200

Visa: Tourist visa (60 days, extendable), Education visa, Thailand LTR visa for remote workers

Chiang Mai has been the unofficial capital of budget expat life for over a decade, and it continues to earn that title. The city combines genuine Thai culture, a thriving international community, excellent food, and rock-bottom costs.

Expense Monthly Cost
Rent (1BR, city center) $250-400
Food (mix of street food and cooking) $200-300
Transport (scooter rental) $80-120
Utilities + Internet $50-80
Healthcare (private clinic visits) $20-50
Coworking space $80-150
Miscellaneous $100-150

Internet speed: 100-300 Mbps (fiber widely available)

Safety: Very safe for expats. Petty theft exists but violent crime is rare.

Trade-offs: Air quality is poor during burning season (February-April). Visa runs every 60-90 days can be tedious. The monsoon season (June-October) brings daily rain.

2. Medellin, Colombia

Monthly budget: $1,000-1,500

Visa: Tourist visa (90 days, extendable to 180), Digital Nomad Visa (2 years)

Medellin has transformed from a notorious city into one of Latin America's most livable destinations. The Poblado and Laureles neighborhoods cater to expats with excellent infrastructure, while the city's spring-like climate (70-80F year-round) eliminates heating and cooling costs.

Expense Monthly Cost
Rent (1BR, Laureles) $350-550
Food $250-400
Transport (Metro + walking) $30-50
Utilities + Internet $60-90
Healthcare (EPS public system) $30-80
Coworking space $100-180
Miscellaneous $120-180

Internet speed: 50-200 Mbps

Safety: Improving steadily but awareness is needed, especially at night. Stick to well-known neighborhoods.

Trade-offs: Spanish is essential for daily life outside expat bubbles. Bureaucracy is slow. Some neighborhoods are gentrifying rapidly, pushing up rents.

3. Tbilisi, Georgia

Monthly budget: $700-1,100

Visa: Visa-free for 1 year for most nationalities (US, EU, UK, Canada, Australia)

Georgia is the sleeper pick on this list. Tbilisi offers an astonishing combination of affordability, safety, cultural richness, and one of the most generous visa policies in the world. You can stay for an entire year without any visa paperwork.

Expense Monthly Cost
Rent (1BR, city center) $250-400
Food $150-250
Transport (metro and bus) $15-25
Utilities + Internet $40-70
Healthcare (private) $30-60
Wine (seriously, budget for this) $30-50
Miscellaneous $100-150

Internet speed: 30-100 Mbps

Safety: Very safe. Georgia has a low crime rate and a strong police presence.

Trade-offs: Winter is cold (but not extreme). Georgian language is challenging. The economy is small, limiting local job opportunities. Summers can be hot in the city.

4. Da Nang, Vietnam

Monthly budget: $700-1,100

Visa: E-visa (90 days), multiple entry options available

Da Nang sits on Vietnam's central coast with beautiful beaches, a modern cityscape, and a growing digital nomad community. It is less chaotic than Hanoi or Ho Chi Minh City while offering similar affordability.

Expense Monthly Cost
Rent (1BR, near beach) $250-400
Food $150-250
Transport (motorbike rental) $50-80
Utilities + Internet $40-60
Healthcare $20-40
Miscellaneous $100-150

Internet speed: 50-150 Mbps

Safety: Very safe. Vietnam has low crime rates overall.

Trade-offs: Typhoon season (September-November) brings heavy rain and occasional flooding. English proficiency is limited outside tourist areas. Air quality can be poor during certain months.

5. Mexico City, Mexico

Monthly budget: $1,000-1,600

Visa: Tourist visa (180 days on arrival), Temporary Resident Visa (1-4 years)

Mexico City is one of the world's great cities, full stop. World-class museums, food that rivals any culinary capital, vibrant neighborhoods, and a cost of living that makes New York or London look absurd. The Roma Norte and Condesa neighborhoods are expat favorites, but areas like Coyoacan and San Rafael offer even better value.

Expense Monthly Cost
Rent (1BR, Roma/Condesa) $400-700
Food $250-400
Transport (Metro, Metrobus, Uber) $40-80
Utilities + Internet $50-80
Healthcare (private) $40-80
Miscellaneous $150-200

Internet speed: 50-200 Mbps

Safety: Neighborhood-dependent. Roma, Condesa, Polanco, and Coyoacan are safe and well-patrolled. Exercise normal urban awareness.

Trade-offs: Altitude (7,350 ft) causes adjustment headaches for some. Traffic is legendary. Earthquake risk exists. The gentrification debate is real and worth understanding.

6. Lisbon, Portugal

Monthly budget: $1,400-2,000

Visa: D7 Passive Income Visa, Digital Nomad Visa (requires proof of income)

Lisbon is the most expensive city on this list, but it earns its spot because it offers Western European quality of life at a fraction of Paris or London prices. The food, weather, culture, safety, and walkability are exceptional.

Expense Monthly Cost
Rent (1BR, city center) $700-1,000
Food $300-450
Transport (Metro pass) $45
Utilities + Internet $80-120
Healthcare (SNS public) $30-60
Miscellaneous $150-250

Internet speed: 100-500 Mbps (Portugal has excellent fiber infrastructure)

Safety: Very safe. One of the safest capitals in Europe.

Trade-offs: Rents have risen significantly since 2020. Summer tourists crowd popular neighborhoods. Bureaucratic processes (SEF, now AIMA) can be slow for visa processing.

7. Bali, Indonesia (Canggu/Ubud)

Monthly budget: $900-1,400

Visa: B211A visa (60 days, extendable), Digital Nomad Visa (available through second-home visa program)

Bali remains a magnet for remote workers despite rising prices. The draw is obvious: tropical weather, surfing, yoga, rice-terrace scenery, and a massive international community. Canggu is the social hub, while Ubud offers a quieter, more cultural experience.

Expense Monthly Cost
Rent (1BR villa or studio) $300-600
Food $200-350
Transport (scooter rental) $60-90
Utilities + Internet $40-70
Healthcare (private clinic) $20-50
Coworking space $100-180
Miscellaneous $120-180

Internet speed: 20-100 Mbps (improving but inconsistent in some areas)

Safety: Generally safe. Traffic accidents on scooters are the biggest risk.

Trade-offs: Internet can be unreliable during storms. The "Bali bubble" can feel disconnected from real Indonesian culture. Rainy season (November-March) is humid and wet. Visa logistics require attention.

8. Budapest, Hungary

Monthly budget: $1,100-1,600

Visa: Schengen tourist visa (90 days in 180), White Card (digital nomad permit)

Budapest delivers a Central European capital experience at a fraction of Vienna or Prague prices. The thermal baths, ruin bars, Danube riverfront, and incredible architecture create a lifestyle that is hard to beat at this price point.

Expense Monthly Cost
Rent (1BR, city center) $500-750
Food $250-350
Transport (monthly pass) $35
Utilities + Internet $80-120
Healthcare (private) $40-80
Miscellaneous $120-180

Internet speed: 100-500 Mbps

Safety: Very safe. Low crime rates for a European capital.

Trade-offs: Hungarian language is extremely difficult to learn. Winters are cold and gray. Political climate can be polarizing.

9. Kuala Lumpur, Malaysia

Monthly budget: $800-1,300

Visa: Tourist visa (90 days visa-free for most nationalities), DE Rantau digital nomad visa

Kuala Lumpur is Southeast Asia's most underrated city for expats. Modern infrastructure, world-class food from Malay, Chinese, and Indian cuisines, excellent public transport, and a cosmopolitan atmosphere at budget prices.

Expense Monthly Cost
Rent (1BR, city center condo with pool/gym) $350-550
Food $200-300
Transport (MRT/LRT + Grab) $40-70
Utilities + Internet $50-80
Healthcare (private) $30-60
Miscellaneous $100-150

Internet speed: 100-300 Mbps

Safety: Generally safe. Standard urban awareness applies.

Trade-offs: Heat and humidity are constant (85-95F year-round). Haze from agricultural burning affects air quality some months. Alcohol is expensive due to taxes.

10. Tirana, Albania

Monthly budget: $700-1,100

Visa: Visa-free for 1 year for US citizens, 90 days for most EU citizens

Albania is Europe's next big expat destination. Tirana is rapidly modernizing, with new cafes, coworking spaces, and restaurants opening constantly. The cost of living is among the lowest in Europe, and the Albanian Riviera coastline rivals Greece and Croatia at a fraction of the price.

Expense Monthly Cost
Rent (1BR, city center) $250-400
Food $150-250
Transport (bus + walking) $20-30
Utilities + Internet $50-80
Healthcare $20-50
Miscellaneous $100-150

Internet speed: 30-100 Mbps (improving rapidly)

Safety: Safe for expats. Albania has improved dramatically in recent years.

Trade-offs: Infrastructure outside Tirana can be rough. Albanian is a challenging language. The digital nomad community is smaller than in established hubs. Winters are cold.

11. Oaxaca, Mexico

Monthly budget: $800-1,200

Visa: Same as Mexico City (180-day tourist visa on arrival)

Oaxaca is Mexico's cultural and culinary capital, offering arguably the best food in the Americas at prices that border on absurd. The colonial center, indigenous culture, mezcal scene, and surrounding natural beauty create a lifestyle that keeps expats for years.

Expense Monthly Cost
Rent (1BR, city center) $300-500
Food $200-300
Transport (walking + colectivos) $15-30
Utilities + Internet $40-60
Healthcare $30-50
Miscellaneous $100-150

Internet speed: 30-80 Mbps

Safety: Safe in the city center and tourist areas.

Trade-offs: Internet can be slower and less reliable than Mexico City. Smaller city with fewer Western-style amenities. Hot season (April-May) is very warm. Limited direct international flights.

12. Bansko, Bulgaria

Monthly budget: $700-1,000

Visa: Schengen rules (90 days in 180), Bulgaria Digital Nomad Visa

Bansko is not just a ski town. In the off-season, it has become a thriving digital nomad hub with coworking spaces like Coworking Bansko (one of the first in Europe), a tight-knit international community, and some of the lowest costs in Europe.

Expense Monthly Cost
Rent (1BR apartment) $200-350
Food $150-250
Transport (walking, car unnecessary) $10-20
Utilities + Internet $50-70
Healthcare $20-40
Coworking $80-120
Miscellaneous $80-120

Internet speed: 50-200 Mbps

Safety: Extremely safe. Low crime.

Trade-offs: Small town with limited nightlife and entertainment outside the ski season community events. Remote location. Very cold winters.

13. Ho Chi Minh City, Vietnam

Monthly budget: $800-1,200

Visa: E-visa (90 days)

Ho Chi Minh City (Saigon) is a chaotic, energetic, and deeply affordable metropolis. District 1 and District 3 are popular with expats, while Binh Thanh and District 7 (Phu My Hung) offer more residential options.

Expense Monthly Cost
Rent (1BR, central) $300-500
Food $150-250
Transport (Grab motorbike + bus) $40-70
Utilities + Internet $40-60
Healthcare $20-40
Miscellaneous $100-150

Internet speed: 50-150 Mbps

Safety: Safe for expats. Bag snatching exists but is preventable with awareness.

Trade-offs: Traffic is intense and crossing the street requires bravery. Air pollution can be poor. The heat is relentless (85-95F with humidity). Visa logistics require planning.

14. Merida, Mexico

Monthly budget: $900-1,300

Visa: Same as Mexico City

Merida is the capital of the Yucatan, with Mayan culture, colonial architecture, cenotes within driving distance, and a growing expat community that skews older and more settled than Mexico City or Oaxaca.

Expense Monthly Cost
Rent (1BR, Centro) $350-550
Food $200-300
Transport (bus + occasional taxi) $25-40
Utilities + Internet $50-80
Healthcare (private) $30-60
Miscellaneous $100-150

Internet speed: 50-150 Mbps

Safety: One of the safest cities in Mexico consistently.

Trade-offs: Heat is extreme in summer (95-105F, April-September). The city can feel slow-paced for younger expats. Beach access requires a 30-45 minute drive to Progreso.

15. Phnom Penh, Cambodia

Monthly budget: $600-1,000

Visa: E-visa (30 days), easily extendable, business visa available for long-term stays

Phnom Penh is the cheapest capital city on this list for comfortable living. The riverside promenade, French colonial architecture, and the growing food scene create a surprisingly pleasant urban environment.

Expense Monthly Cost
Rent (1BR, central) $200-400
Food $120-200
Transport (tuk-tuk + walking) $30-50
Utilities + Internet $40-60
Healthcare $20-40
Miscellaneous $80-120

Internet speed: 20-80 Mbps

Safety: Generally safe. Standard precautions apply.

Trade-offs: Infrastructure is still developing. Healthcare quality is limited for serious issues (many expats fly to Bangkok). Extreme heat and humidity. Dust and pollution in the dry season.

Comparison Table: All 15 Destinations

Destination Monthly Budget Visa Ease Internet Safety Best For
Chiang Mai $800-1,200 Moderate Excellent Very Safe Digital nomads
Medellin $1,000-1,500 Good Good Moderate Young professionals
Tbilisi $700-1,100 Excellent Good Very Safe Budget-first expats
Da Nang $700-1,100 Moderate Good Very Safe Beach lovers
Mexico City $1,000-1,600 Excellent Good Moderate Culture seekers
Lisbon $1,400-2,000 Good Excellent Very Safe European lifestyle
Bali $900-1,400 Moderate Moderate Safe Wellness/surf crowd
Budapest $1,100-1,600 Moderate Excellent Very Safe European culture
Kuala Lumpur $800-1,300 Good Excellent Safe Urban comfort
Tirana $700-1,100 Good Good Safe Adventurous expats
Oaxaca $800-1,200 Excellent Moderate Safe Foodies
Bansko $700-1,000 Moderate Good Very Safe Community-focused
Ho Chi Minh City $800-1,200 Moderate Good Safe Energy seekers
Merida $900-1,300 Excellent Good Very Safe Retirees, families
Phnom Penh $600-1,000 Good Moderate Moderate Extreme budgeters

Key Considerations Before Moving Abroad

Healthcare

Most affordable destinations have two tiers: public healthcare (cheap but variable quality) and private healthcare (moderate cost, often excellent quality). In Thailand, Colombia, and Mexico, private hospitals are world-class and cost 50-80% less than equivalent US care. Always carry international health insurance or a robust travel insurance policy. SafetyWing ($45/month) and World Nomads are popular choices.

Banking and Finances

Open a multi-currency account with Wise before you leave. It gives you local bank details in multiple currencies, a debit card with no foreign transaction fees, and the real exchange rate. Keep a US or home-country bank account active for receiving income and paying any remaining domestic bills.

Taxes

Moving abroad does not automatically eliminate your tax obligations. US citizens are taxed on worldwide income regardless of where they live (though the Foreign Earned Income Exclusion currently exempts approximately $126,500 in 2026). Consult a tax professional who specializes in expatriate taxation before making the move.

Internet for Remote Work

If you work remotely, test the internet before committing to a long-term rental. Ask for a speed test, try a video call, and check reliability during peak hours. Coworking spaces often have more reliable internet than residential connections and serve as a backup if your home connection fails.

Planning Your Move Abroad

The logistics of relocating abroad -- even temporarily -- involve dozens of moving parts: visa timelines, accommodation searches, flight booking, healthcare setup, banking, and on-the-ground orientation. Tools like TripGenie can help you plan the travel and logistics side of your move, from finding the best flight routes to building an initial exploration itinerary for scouting neighborhoods and getting settled.

The Bottom Line

Living abroad on $700-1,500 per month is not a fantasy. It is the daily reality for hundreds of thousands of expats, remote workers, and retirees. The destinations on this list offer not just low costs but genuine quality of life: good food, interesting culture, safety, reliable internet, and communities of like-minded people who made the same leap.

The hardest part is not the money. It is the decision. Once you book that first one-way ticket and settle into a $300/month apartment with faster internet than your old place back home, the only question you will have is why you did not do it sooner.

Topics

#cheapest places to live abroad#expat destinations#cost of living abroad#live abroad cheap#retire abroad budget
TripGenie Team

Written by

TripGenie Team

The TripGenie team is passionate about making travel planning effortless with AI. We combine travel expertise with cutting-edge technology to help you explore the world.

@tripgenie
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